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The Role of Commercial and Islamic Banks in Promoting Comprehensive Investment in Light of Banking Performance: Iraq Case Study
Ali Fadhl Bueawi
Volume: 13 Issue: 3 2023
The banking sector is one of the leading sectors in many economies and an important driver of development. It plays a vital role in mobilizing domestic and foreign savings and contributes to financing investments that represent the backbone of economic activity. This research aims to. Studying the role of Iraqi banks (commercial and Islamic) in promoting comprehensive investment, and their impact on banking performance in Iraq. Keywords: Islamic banks, commercial banks, financial investment. The researcher used the inductive approach in presenting the research problem and discussing the theoretical side, and used the case study approach and the statistical method in analyzing the primary data obtained by the researcher through a questionnaire designed for this purpose, using the spss statistical program, and the researcher concluded with several results, the most important of which The application of the comprehensive investment functions that the study dealt with in the Iraqi banks included in the study was moderate, as all banks tended towards benefiting from the advantages of comprehensive investment and their impact on the final results of the bank's business. The study showed that the most widely applied comprehensive investment functions in the surveyed banks were providing innovative financing activities, and one of the most frequent of these activities was electronic cards. At the level of applying comprehensive investment functions, the estimate was significant. The researcher recommended the need to develop a strategic plan for comprehensive investment applications and their multiple functions in Iraqi banks that include following up and employing the developments of this concept and benefiting from its multiple benefits. As well as setting up a mechanism to ensure continuous evaluation of the extent of harmony and compatibility between the functions of comprehensive investment and emerging ideas that would enhance banking performance and between the performance of Iraqi banks and their work that would affect the competitive advantage of the bank.
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