Abstract

A STUDY ON FINANCING OF SMALL SCALE ENTERPRISES BY THE FINANCIAL INSTITUTIONS IN REFERENCE TO DIBRUGARH DISTRICT, ASSAM

Jasprit Kaur, Prof. Ajanta Borgohain Rajkonwar

Volume: 7 Issue: 2 2017

Abstract:

Every enterprise big or small requires finance to run. The small scale sector is an important segment of our economy and these enterprises also require less finance in comparison to large enterprises. But even this small amount also cannot be ignored, as the owner may not have adequate funds at the time of initial setup of the enterprise or during the life span of the enterprise. The different financial institutions are playing a very important role in the upcoming of these enterprises and there are various government schemes also especially for the small scale enterprises. The paper is empirical in nature and the researcher has highlighted the financing pattern of small scale enterprises by the financial institutions. The objective of the study is to evaluate the financing of small scale enterprises by the financial institutions and to evaluate the financial assistance requirements of the small scale enterprises. The data is collected from both primary and secondary sources. The methodology adopted is convenient sampling and the owners of the enterprises are interviewed using interview schedule. The study is expected to get an answer to various questions regarding financing of small scale enterprises and inspire the entrepreneurs for the establishment of new small scale business units and also enable the expansion of old businesses thus leading to increased productivity, growth and development of the economy.

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