![]() |
||
Welcome to International Journal of Research in Social Sciences & HumanitiesE-ISSN : 2249 - 4642 | P-ISSN: 2454 - 4671 IMPACT FACTOR: 8.561 |
Abstract
REGULATORY AND FINANCIAL REQUIREMENTS TO SWITCH FROM TRADITIONAL PAYMENT TO ELECTRONIC PAYMENT CASE STUDY IN BAGHDAD MUNICIPALITY BAGHDAD WATER DEPARTMENT
Rasha Mahmoud Ali, Dr. Nazem Jawad Abd
Volume: 10 Issue: 1 2020
Abstract:
The topic of e-payment is an important topic in the light of the rapid developments of information and communication technology. light on the requirements of Walt Nzimih and finance for the shift to electronic payment and the extent provided by the Department of water Baghdad / Baghdad Municipality in order to pay the electronic system adoption in the collection of revenue. The researcher relied on the case study methodology (Case study )As a curriculum science consistent with the research problem and helps the possibility of providing substantive treatment to them, either the research community was represented by ( the Department of Water Baghdad) , one of the departments of the Secretariat of Baghdad , and used the checklist Ka main instrument has been relied upon to gather information either methods of analysis of data loss Stability coefficient was used ( Cronbach's Alpha(SPIR-MAN grading coefficient, weighted mean, standard deviation and relative importance), and through data collection and analysis, a number of conclusions were reached, most notably that the Baghdad Water Department / Baghdad Municipality possesses the human resources that enable it to shift. To the electronic payment system but suffer from weakness in the human resources training side . The Baghdad Water Department / Baghdad Municipality has the regulatory requirements that enable it to switch to electronic payment system, but suffers from weakness in the financial aspect.
References
- Ismail, Alaa Ibrahim.) 2018) .Electronic payment system and its impact on the development of the insurance service - a research survey in the Iraqi General Insurance Company.
- Belabidi, Aida Abir .)2018 (The reality of modernizing payment systems in Algeria and its impact on the Algerian banking system. Journal of Banking Financial Economics and Business Administration.
- Ben Younes, Ajjal Al Mansour. .)2018 (The reality of the use of electronic payment methods in the Algerian banks exploratory study in the local development bank and agency Mostaganem. Master Thesis in the Department of Science and Management Faculty of Economic and Commercial Sciences and Management Sciences.
- Jedaia, Mohammed Noor, and Khalaf, Sana Jawdat.) 2008 ( . electronic tradeElectronic Commerce (EC). Amman, Jordan: Dar AlHamed for Publishing and Distribution.
- Al-Jumaily, Ahmed Mohammed Jassim. .)2018 (The possibility of applying electronic management in the management of the insurance industry exploratory study in the National Insurance Company. Journal of the University City Science University Volume, 10 (2).
- Husseini, Zahra Hadi. (2019). Activating the banking sector in light of the use of electronic payment systems in Iraq. Master Thesis in Economic Sciences / College of Business and Economics / University of Baghdad.
- Hamizi, Sayed Ahmed.) 2002 ( . Modernization of the means of payment as an element for the rehabilitation of the Algerian banking system
- Dababash, Abdul Rauf, and Hisham, Zabih.) 2017 (The means of payment between the technical and legal protection of the electronic consumer. Journal of Jurisprudence (No. 14).
- Zouach, Zuhair.) 2011) .The role of electronic payment system in improving banking transactions. Master Thesis in Economic Sciences - International Finance and Financial and Monetary Institutions - Faculty of Economics and Management Sciences - Al Arabi Bin Mahidi University - Oum El Bouaghi.
- Abdul Rahim, and prestige. (2013). Modernization of payment methods and their contribution to the creation of electronic commerce in the Arab world, the case of Algeria.
- Law No. (3).) 2014 ( . Electronic Payment Services System No. (3). Iraqi Facts | Issue No: 4326 |, 3-15.
- Electronic payments section of the Central Bank of Iraq.(2006).
- Qalqul, unique. (2013) The importance of electronic payment systems in banks.
- Mahfouz, quality. (2009) . Advanced Statistical Analysis( Volume II Edition). Amman: Wael Publishing House.
- Saved, quality.(2010) . Advanced Statistical Analysis( Vol. 1st ed.). Amman: Wael Publishing House.
- Chosen, and are (2019). Electronic Management in the Arab Countries (Requirements and Challenges).
- Al-Naimi, Mohammed Abdel-Aal, and food Hassan Yassin. (2008) .Applied Statistics( Volume 1). Amman: Wael Publishing House.
- Ahuja, K. (2019, January-June). Challenges For Indian E-Payment System . Mmu Journal of Management Practices Vol. 10 (1).
- Ahuja, K. (2019, January-June). Challenges for Indian E-Payment System. Mmu Journal of Management Practices Vol. 10 (1).
- Chaiyasoonthorn, W., & Suksa-Ngiam, W. (2019). The Diffusion and Adoption of Electronic Payment Systems in Bangkok. International Journal of E-Business Research (Ijebr), 15 (2), 102-115.
- - Chakrabarty, A., & Ennew, C. (2007,). The Distribution of Bank Services: A Review of Research and Key Trends. Institut Bank-Bank Malaysia.
- Eelu, S, & Nakakawa, A. The (2018). Framework Towards Enhancing Adoption of Electronic Payment in A Developing Economy: A Case of Uganda. The African Journal of Information Systems, 10 (3), 5.
- Elbasir, M.H. (2015). An Investigation of Factors Affecting the Adoption of E-Payment System in Libya. A Doctoral Thesis.
- Elsheikh, Y., Cullen, A., & Hobbs, D. (2008, 8). E-Government in Jordan: Challenges and Opportunities. Transforming Government:People, Process and Policy, 2 (2), Pp. 83- 103
- Gholami, R., Ogun, A., Koh, E., & Lim, J. (2010). Factors Affecting E-Payment Adoption in Nigeria. Journal of Electronic Commerce in Organizations (Jeco) 8.4: 51-67.
- Hall, B., & Khan, B. (2003). Adoption of New Technology (No. W9730). National Bureau of Economic Research.
- Heng, S. (2004, May 1). E-Payments: Modern Complement to Traditional Payment Systems. E-Economics Working Paper 44.
- Islam Khan, B., Olanrewaju, R., Masihuddin, M., & Mattoo, MI (2017, May). A Survey On E-Payment Systems: Elements, Adoption, Architecture, Challenges and Security Concepts. Indian Journal of Science and Technology, 10 (20), 1-19.
- Kahf, M., & Mohomed, AN (2016, January). Credit Cards: Contemporary Issues from Economic and Shariah Perspective. Journal of King Abdulaziz University: Islamic Economics, 29 (1).
- Kavu, T., Rupere, T., Nyambo, B., & Hapanyengwi, G. (2013). An Electronic Payment Model for Small and Medium Enterprises in Zimbabwe. International Journal of Scientific and Engineering Research, 4 (1), 1-8.
- Key, P., & Wiedemann, D. (2005). Payment Procedures for Electronic Government Services. Pp. 333-341.
- Kim, C., Tao, W., Shin, N., & Kim, K.- S. (2010). An Empirical Study of Customers' Perceptions of Security and Trust. Electronic Commerce Research and Applications, 9 (1), 84-95. A: No.
- Kokkola, T. (2010). The Payment System: Payments, Securities and Derivatives, And The Role of the Euro system. European Central Bank.
- Kumaga, D. (2010). The Challenges of Implementing Electronic Payment Systems – The Case of Ghana's E-Zwich Payment System. Master's Thesis in Business Administration, Mba Program.
- Liébana-Cabanillas, F., Muñoz-Leiva, F., & Sánchez-Fernández, J. (2014). Comparative Study Among New Payment Systems and New Future Trends in Mobile Payments. Electronic Payment Systems for Competitive Advantage in E-Commerce. Igi Global A: No, Pp. 223- 259.
- Lubanga, JM, Gakobo, T., Ochieng, I., & Kimando, N. (2017). Factors Influencing Adoption of E-Payment System in Kenyan Public Transport: A Case of Matatu Plying Nairobi-Kitengela Route . International Academic Journal of Human Resource and Business Administration 2.4: 27-48.
- Maurizio, M. (2011). E-Commerce Payment System.
- Min, Y. (2015, 7 29). Risk and Prevention of Network Payment Industry.
- Mohamad, S., & Kassim, S. (2017). An Overview of E-Payment Adoption Among Muslim Micro-Entrepreneurs in Malaysia. International Journal of Accounting, 2 (5), 49-59.
- Ngereza & Iravo (2013) Challenges Influencing Implementation of Electronic Payment Systems: A Case Study of Kenya Airways Company.
- Nguyen, TD, & Huynh, PA (2018, January). The Roles of Perceived Risk and Trust On E – Payment Adoption. In International Econometric Conference of Vietnam (Pp. 926-940). Springer, Cham. A: No
- Oâmeara, P., Mehlinger, H., Mehlinger, C., & Krain, M. (2000). Globalization and The Challenges of a New Century A: No. Indiana University Press.A: No (No. 909.829 Om2g Ej. 1 022468).
- Oney, E., Oksuzoglu, G., & Hussain, W. (2017). The Determinants of Electronic Payment Systems Usage from Consumers' Perspective. Economic Research-Ekonomska Istraživanja 30.1: 394-415. A: No
- Özkan, S., Bindusara, G., & Hackney, R. (2010). Facilitating The Adoption of EPayment Systems: Theoretical Constructs and Empirical Analysis. Journal of Enterprise Information Management, 23 (3), 305- 325. A: No
- Pant, S. (2011). A Secure Online Payment System.
- Pólkowski, Z., & Radu, A.-M. (2014, 4). 'T heoretical, Technical and Practical Aspects of E-Administration.'. Zeszyty Naukowe Dolnośląskiej Wyższej Szkoły Przedsiębiorczości I Techniki W Polkowicach. Studia Z Nauk Społecznych , Pp. 185-210
- - Schudelaro, A. (2001). Electronic Payments: Electronic Payments and Consumer Protection: Should Recommendation 97/489 / Ec Be Replaced with A Directive? Computer Law & Security Review 17.2: 105-109
- Sumanjeet, S. (2009). Emergence of Payment Systems in The Age of Electronic Commerce: The State of Art. Global Journal of International Business Research, 2 (2)
- Turner, P., & Wunnicke, D. (2003). Managing The Risks of Payment Systems. Canada: John Wiley & Sons, Inc., Hoboken, New Jersey.

Refer & Earn |