Abstract

THE EFFECT OF CAPITAL ADEQUACY AND ASSET QUALITY ON THE VALUE OF THE BANK AN APPLIED STUDY ON A SAMPLE OF IRAQI BANKS LISTED ON THE IRAQ STOCK EXCHANGE

SURA DHAYGHAM HAZIM, DR. HANADI SEKER MAKTTOOF

Volume: 10 Issue: 2 2020

Abstract:

As the banking sector is a strong influence on the country's economic growth,The solid financial well-being of any bank does not mean only a guarantee for its investors, It is also important for both owners and workers and for the economy in all its joints.The elements of capital adequacy and quality of assets are important to the functioning of the banking business.In this study, the research sample included four private banks. Quarterly data were used for the period (2011 - 2018).Moreover, data is also collected from articles, papers, the World Wide Web (the Internet) and specialized international journals.In this research, an effort was made to try to find out the effect of (the ratio of the capital owned to deposits on the value of the bank), (the ratio of the capital owned to the assets to the value of the bank), (the ratio of investments to assets on the value of the bank), and (the ratio Loans to assets on the value of the bank). The results showed that there is a discrepancy in the effect of these ratios on the value of the bank for those banks in the research sample.

DOI: http://doi.org/10.37648/ijrssh.v10i02.014

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